The future of cryptocurrency spending is here. CompoSecure, Baanx, and MetaMask have officially unveiled the MetaMask Metal Payment Card — a groundbreaking financial tool that empowers users to spend digital assets directly from their self-custody wallets in real-world scenarios. Designed for the modern crypto holder, this premium metal card operates seamlessly on Mastercard’s global network, enabling instant, secure, and intermediary-free transactions without pre-loading funds or converting crypto to fiat.
This innovation marks a pivotal moment in bridging Web2 and Web3 ecosystems, transforming how users interact with their digital assets. Scheduled for global launch in Q2 2025, the MetaMask Card redefines what it means to spend crypto — not just as an investment, but as everyday currency.
A Seamless Bridge Between Crypto and Real-World Spending
For years, one of the biggest challenges in crypto adoption has been the “last mile” problem: how to turn blockchain-based assets into usable money at physical stores, online retailers, or service providers. Most existing crypto cards require users to convert their holdings into fiat currency first, often involving third-party custodians, delays, and hidden fees.
The MetaMask Metal Payment Card eliminates these barriers. By leveraging smart contract technology on the Linea network — a zkEVM rollup secured by Ethereum — each transaction is verified and authorized on-chain in under five seconds. This means users can tap, swipe, or insert their card just like any traditional debit card, while maintaining full control over their private keys and funds until the moment of payment.
"The MetaMask Card changes that. It allows millions of users worldwide to finally bridge the gap between the blockchain and the real world without sacrificing control or security."
— Ale Machado, Product Manager at MetaMask
This non-custodial model ensures users never surrender ownership of their assets — a core principle of decentralized finance (DeFi). Unlike centralized exchanges or custodial wallets, where funds are held by third parties, the MetaMask Card keeps users in full command of their finances.
How the MetaMask Card Works
At its core, the MetaMask Card functions through a sophisticated yet user-friendly process:
- Wallet Integration: The card links directly to your MetaMask wallet.
- Transaction Initiation: When you make a purchase, the system triggers a smart contract.
- On-Chain Authorization: The Linea network verifies the transaction securely and instantly.
- Fiat Conversion at Point of Sale: Only at this final step is crypto converted into local currency via Mastercard’s rails — all behind the scenes.
No pre-funding. No manual swaps. Just seamless spending.
Because it runs on a Layer 2 scaling solution optimized for speed and low cost, transaction fees remain minimal even during peak network usage. This makes the card viable not only for large purchases but also for daily microtransactions — from buying coffee to paying bills.
👉 Discover how easy it is to turn crypto into real-world spending power.
Designed for Security and Style
Beyond functionality, the MetaMask Metal Payment Card stands out in design and durability. Crafted by CompoSecure, a leader in premium metal card manufacturing, the card combines elegance with robust security features. Known for producing high-end cards for major financial institutions and fintechs, CompoSecure brings decades of expertise in secure authentication and anti-fraud technology.
Jon Wilk, CEO of CompoSecure, emphasizes the transformative potential:
“The MetaMask metal payment card isn’t just another crypto card, it’s a paradigm shift... With billions of dollars in stablecoins already transacting across public blockchains, the MetaMask card represents the missing link that turns crypto from an investment into a true, everyday currency like cash, anywhere, anytime.”
The metal build not only enhances longevity but also symbolizes the premium nature of self-custody finance — a physical token of digital sovereignty.
Backed by Industry Leaders
This collaboration unites three leaders in their respective domains:
- MetaMask: The world’s most widely used self-custody wallet, with over 30 million monthly active users.
- Baanx: A pioneer in crypto payment infrastructure and B2B2C digital asset services, holding regulatory approvals from the UK Financial Conduct Authority (FCA).
- CompoSecure: A trusted provider of secure payment solutions and metal cards with advanced authentication capabilities.
Together with Mastercard’s global reach — accepted at over 100 million merchants worldwide — this partnership delivers a powerful ecosystem that supports both innovation and compliance.
Simon Jones, Chief Commercial Officer at Baanx, highlights the synergy:
“Our partnership with MetaMask and Mastercard will make spending crypto as easy as tap-to-pay. No conversions, no delays, no middlemen, just seamless, instant transactions.”
Frequently Asked Questions (FAQ)
Can I use the MetaMask Card without transferring my crypto off-chain?
Yes. The card uses on-chain verification via smart contracts on the Linea network. Your funds stay in your wallet until the exact moment of purchase.
Do I need to convert my crypto to fiat before spending?
No. Conversion happens automatically at the point of sale through Mastercard’s network. You spend crypto; the merchant receives fiat — instantly and invisibly.
Is the MetaMask Card available globally?
Yes. It is set to launch worldwide in Q2 2025. Users can join the waitlist for early access updates.
Which cryptocurrencies does the card support?
Initially focused on major ERC-20 tokens and stablecoins (e.g., DAI, USDC), with potential expansion based on user demand and network support.
How is this different from other crypto debit cards?
Unlike custodial cards that require you to deposit funds into a third-party account, this is a non-custodial solution. You retain full control of your private keys and assets at all times.
Will there be any fees associated with using the card?
Standard transaction fees apply (similar to traditional cards), including foreign exchange fees when spending abroad. Details will be published prior to launch.
👉 See how next-gen crypto cards are reshaping personal finance.
The Future of Non-Custodial Neobanking
The MetaMask Metal Payment Card isn’t just a product — it’s a vision for the future of finance. As more people seek alternatives to traditional banking systems, decentralized solutions that prioritize autonomy, transparency, and security are gaining momentum.
With over $150 billion worth of stablecoins circulating on public blockchains today, there's growing demand for practical utility beyond speculation. Tools like the MetaMask Card answer that call by enabling real-world usage at scale.
This marks the beginning of trustless banking as a service (BaaS) — where financial tools are built on open protocols, accessible to anyone with an internet connection, and free from centralized control.
👉 Explore platforms enabling seamless integration between crypto wallets and payment systems.
Final Thoughts
The MetaMask Metal Payment Card represents a major leap forward in making cryptocurrency truly usable. By combining cutting-edge blockchain technology, elegant design, and global payment infrastructure, it delivers a user experience that’s both powerful and intuitive.
As we move toward a more decentralized financial future, innovations like this will play a crucial role in mainstream adoption — turning digital assets from speculative instruments into everyday tools for economic empowerment.
Stay tuned for the global rollout in Q2 2025.