In the fast-evolving world of cryptocurrency, users are constantly seeking smarter ways to grow their assets—without exposing themselves to excessive risk. That’s where structured products come in. At OKX, we’ve developed a comprehensive and diverse structured product system designed to meet the needs of traders across all experience levels and risk profiles. From principal-protected options to advanced yield strategies, our offerings empower users to navigate volatile markets with confidence.
Our structured product suite—including Shark Fin, Dual Investment, and Snowball—has gained significant traction, with weekly subscriptions reaching 200–300 million USD. These products consistently sell out, reflecting strong user demand for accessible, secure, and innovative financial tools in the digital asset space.
👉 Discover how structured products can transform your crypto strategy today.
Meeting Diverse User Needs with Tailored Financial Tools
At OKX, we recognize that no two traders are the same. Some prioritize capital preservation, while others seek aggressive yield opportunities. To serve this spectrum, we’ve built a tiered structured product system:
- Trading tools that assist in executing market strategies
- Basic structured products focused on low risk and principal protection
- Advanced structured products offering higher return potential with managed risk
This multi-layered approach ensures that whether you're a beginner or a seasoned trader, there's a product designed for your goals.
Backed by deep expertise in financial engineering and crypto market dynamics, our team continuously refines these products to align with real-world user behavior and market trends. The result? A robust ecosystem that balances innovation, usability, and security.
Spotlight on Key Structured Products
Dual Investment: Earn in Any Market Direction
Dual Investment is ideal for sideways or moderately volatile markets. Users select a cryptocurrency pair and a target price. If the market hits that price by expiration, they earn returns in their chosen crypto. If not, they still receive interest on their stablecoin holdings.
This dual-outcome mechanism allows users to generate yield regardless of market movement—making it a powerful tool for passive income generation.
Shark Fin: High Flexibility, Zero Fees, Full Principal Protection
Shark Fin stands out for its accessibility and short-term structure (3 or 7 days). It offers a base yield plus bonus returns if market conditions align with user expectations—all while protecting the initial investment.
With entry points as low as 10 USDT and maximum positions up to 1.5 million USDT, Shark Fin caters to both retail and institutional investors. No subscription fees and frequent availability make it one of the most popular structured products on the platform.
👉 See how Shark Fin can boost your short-term returns with minimal risk.
Snowball: Advanced Strategy for Professional Traders
Designed for experienced users with larger capital, Snowball provides an automated strategy that collects premiums in stable or bullish markets. It’s particularly effective when volatility is low, allowing users to "collect coupons" over time.
The minimum investment starts at 50,000 USDT, reflecting its positioning as a professional-grade tool. With built-in risk controls and compounding mechanics, Snowball helps sophisticated traders optimize capital efficiency without constant monitoring.
The Evolution of Structured Products in Crypto
Structured products aren't new—they've long been used in traditional finance (TradFi) to blend derivatives with fixed-income instruments. However, their adaptation into crypto began around 2020–2021, with Dual Investment leading the charge.
As platforms like Matrixport, KuCoin, and Bybit entered the space, OKX responded by building a more systematic and diversified product suite. Today, we stand out not just for product variety, but for our integrated approach—combining technology, risk management, and user-centric design.
Unlike traditional markets, the crypto user base skews younger and less experienced. Recognizing this, OKX emphasizes clarity, transparency, and education—ensuring even newcomers can understand how these products work and what risks they entail.
How Big Is the Structured Product Market?
The global structured product market is already worth billions—and growing. In crypto, adoption is accelerating as users realize these tools offer a middle ground between passive holding and active trading.
By transforming complex instruments like options into easy-to-use products, OKX lowers the barrier to entry. This democratization enhances capital efficiency and broadens access to financial innovation.
Our technological foundation supports this mission:
- A high-performance trading engine
- Automated execution systems
- Enterprise-grade risk control protocols
But beyond infrastructure, it’s our team—experts in finance, blockchain, and user experience—that drives continuous improvement.
Empowering Users Through Education and Transparency
We believe informed users make better decisions. That’s why we invest heavily in educational content that explains structured products clearly—covering mechanics, risks, and potential returns.
Understanding that yields can vary based on market conditions, we emphasize realistic expectations. There are no guaranteed unlimited returns—only carefully engineered opportunities within defined risk parameters.
To build trust, OKX publishes regular proof of reserves, allowing users to verify asset backing independently. Before any subscription, users receive full disclosures about product terms, risks, and scenarios.
This transparency isn’t just policy—it’s foundational to our relationship with the community.
Listening to Feedback: Building Better Products
User feedback plays a crucial role in shaping our roadmap. Some have asked for greater flexibility or higher yields—valid requests that we evaluate against sustainability and safety.
While we can’t promise outsized returns in every market cycle, we can—and do—ensure:
- Clear communication of risks
- Simple subscription processes
- Reliable payout mechanisms
- Strong principal protection
Positive responses highlight the value users find in our risk alerts, intuitive interfaces, and consistent performance. Trust in our brand continues to grow because we prioritize security without sacrificing innovation.
FAQs: Your Questions Answered
Q: Are OKX structured products safe?
A: Yes. All basic structured products offer principal protection under normal market conditions. We use rigorous risk models and real-time monitoring to safeguard user funds.
Q: Can beginners use these products?
A: Absolutely. Products like Shark Fin and Dual Investment are designed for ease of use, with clear terms and no hidden fees.
Q: Do I need a large amount to start?
A: Not at all. You can begin with as little as 10 USDT in Shark Fin, making structured products accessible to everyone.
Q: How are returns calculated?
A: Returns depend on the product type and market performance. For example, Shark Fin pays a base yield plus bonuses if price targets are met.
Q: Are there any subscription fees?
A: No. OKX does not charge fees for subscribing to structured products.
Q: What happens if the market crashes?
A: For principal-protected products, your initial investment remains secure unless extreme systemic risks occur beyond control parameters.
Final Thoughts: A Vision for Inclusive Financial Innovation
OKX’s structured product system reflects a broader vision: making advanced financial tools accessible, understandable, and secure for everyone.
We don’t view crypto as gambling—we see it as an opportunity to build smarter financial habits through education, transparency, and well-designed products. Whether you're hedging against volatility or seeking stable yields, our platform supports your journey with confidence.
As we continue innovating, one principle remains unchanged: user trust is everything. By combining cutting-edge technology with human expertise, we’re shaping a future where anyone, anywhere, can participate in the digital economy—with clarity and peace of mind.
👉 Start exploring structured products built for the future of finance.