Ripple USD (RLUSD) is a dollar-pegged stablecoin issued by Standard Custody, a New York-chartered limited-purpose trust company and wholly owned subsidiary of Ripple. Designed to bridge traditional finance with blockchain innovation, RLUSD operates on the XRP Ledger (XRPL), offering fast, low-cost, and transparent transactions. As of 2025, RLUSD has emerged as a significant player in the tokenized asset space, gaining institutional traction and expanding its footprint across global financial systems.
With a current circulating supply of approximately 485.24 million coins and a market capitalization of $485.23 million, RLUSD ranks among the top 200 cryptocurrencies by market cap. The stablecoin maintains a near 1:1 peg to the US dollar, with its price hovering around $0.99985. Over the past 24 hours, RLUSD has seen a marginal increase of 0.02%, reflecting strong market stability. While weekly, monthly, and yearly price variations remain flat at 0%, this consistency underscores its reliability as a digital dollar equivalent.
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Understanding Ripple USD Market Capitalization
Market capitalization is a key metric for evaluating a cryptocurrency’s size and influence within the digital asset ecosystem. For RLUSD, it is calculated by multiplying the current price per token by the total circulating supply. At $485.23 million, RLUSD’s market cap signals growing adoption and confidence from both retail and institutional investors.
Unlike volatile cryptocurrencies such as Bitcoin or Ethereum, stablecoins like RLUSD are designed for price stability, making them ideal for payments, remittances, and treasury management. Their predictable value also makes them critical infrastructure in decentralized finance (DeFi), where they serve as collateral, trading pairs, and yield-generating assets.
The steady market cap growth of RLUSD reflects increasing demand for compliant, regulated digital dollars that can operate seamlessly across borders—without the friction of traditional banking systems.
Secure Storage: How to Use a Ripple USD Wallet
A Ripple USD wallet is a digital tool that enables users to securely store, send, and receive RLUSD tokens. Since RLUSD runs on the XRP Ledger, compatible wallets must support XRPL-based assets. Users can choose from several wallet types:
- Software Wallets: Mobile or desktop applications like Trust Wallet or Xumm Wallet offer convenient access to RLUSD holdings with built-in security features.
- Hardware Wallets: Devices like Ledger provide offline (cold) storage, significantly reducing the risk of hacking or unauthorized access.
- Institutional Custody Solutions: Platforms such as AMINA Bank now offer regulated custody services for RLUSD, catering to enterprises and high-net-worth individuals.
When selecting a wallet, prioritize security, ease of use, and compatibility with the XRP Ledger. Always ensure private keys are stored safely and enable two-factor authentication (2FA) wherever possible.
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Where to Buy Ripple USD (RLUSD)
RLUSD can be purchased on several major cryptocurrency exchanges that support XRP Ledger tokens. Bitget is one of the leading platforms offering direct RLUSD trading pairs, including RLUSD/USDT and RLUSD/USD.
Real-time price tracking shows minimal variance across exchanges, indicating healthy liquidity and efficient markets. For example:
- Buy RLUSD on Bitget at $0.9997
- Sell RLUSD on Bitso at $1.00293
This creates an arbitrage opportunity of approximately 0.32%, allowing traders to capitalize on minor price discrepancies between platforms.
Such opportunities highlight the importance of real-time data monitoring and fast execution—capabilities increasingly available through automated trading bots and integrated exchange APIs.
For those looking to enter the RLUSD market, it's essential to compare fees, withdrawal limits, and verification requirements before choosing an exchange.
Ripple USD Arbitrage Opportunities
Arbitrage plays a vital role in maintaining price equilibrium across exchanges. With RLUSD’s presence on multiple platforms, short-term price imbalances create profitable opportunities for traders.
As shown in recent data:
- A buy order on Bitget at $0.9997 followed by a sell order on **Bitso** at $1.00293 yields a 0.32% return per cycle.
- These micro-opportunities require rapid execution and low-latency connections to exchanges.
While individual gains may seem small, high-frequency strategies can compound returns over time—especially when combined with algorithmic trading systems.
To maximize success:
- Monitor real-time RLUSD price charts across exchanges.
- Use limit orders to control entry and exit points.
- Factor in transaction fees and withdrawal costs.
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Ripple USD News: Institutional Adoption Accelerates
AMINA Bank Becomes First Global Bank to Support RLUSD
On July 3, 2025, Zug-based AMINA Bank—a FINMA-regulated Swiss financial institution—announced it had begun offering custody and over-the-counter (OTC) trading services for Ripple USD (RLUSD). This landmark move marks RLUSD as the first stablecoin backed by a fully regulated multinational bank, signaling a major step toward mainstream financial integration.
By providing institutional-grade custody and OTC desks for RLUSD, AMINA Bank enables corporations, asset managers, and private clients to access compliant stablecoin solutions within a regulated framework.
VivoPower Deploys $100M in XRP on Flare Network
In another major development, Nasdaq-listed VivoPower International (VVPW) announced plans to deploy $100 million worth of XRP on the Flare Network. As part of this initiative, the company will integrate Ripple USD (RLUSD) into its treasury operations, leveraging its stability and regulatory compliance for yield generation and cross-border settlements.
This partnership highlights how RLUSD is becoming a preferred tool for corporate treasuries seeking efficient exposure to blockchain-based finance.
OUSG U.S. Treasuries Now Live on XRP Ledger
On June 11, 2025, Ondo Finance launched its tokenized short-term U.S. Treasury product (OUSG) on the XRP Ledger. This integration allows 24/7 access to real-world assets via blockchain technology, powered by Ripple’s infrastructure. With RLUSD serving as a settlement layer, institutions can now trade and redeem tokenized treasuries seamlessly.
Frequently Asked Questions (FAQ)
Q: What is Ripple USD (RLUSD)?
A: RLUSD is a U.S. dollar-pegged stablecoin issued by Standard Custody and backed entirely by cash and cash equivalents. It operates on the XRP Ledger, offering fast and low-cost transactions.
Q: Is RLUSD backed 1:1 by USD?
A: Yes. Each RLUSD token is fully backed by reserves held in U.S. dollars or equivalent short-term securities, audited regularly for transparency.
Q: Can I mine RLUSD?
A: No. RLUSD is not mineable. It is a centralized stablecoin issued only by Standard Custody under strict regulatory oversight.
Q: How does RLUSD differ from USDT or USDC?
A: While all are dollar-pegged stablecoins, RLUSD is uniquely integrated into the XRP Ledger ecosystem and emphasizes institutional use cases like tokenized treasuries and cross-border payments.
Q: Where can I check the RLUSD price chart?
A: Real-time RLUSD price data is available on major crypto tracking platforms and supported exchanges like Bitget and Bitso.
Q: Why is AMINA Bank’s support important for RLUSD?
A: It represents the first time a regulated global bank has adopted RLUSD, validating its compliance and opening doors for broader institutional adoption.
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