The financial landscape in Taiwan is evolving with the launch of the country’s first credit card offering cryptocurrency rewards. KGI Bank has unveiled the KGI Coin享 Card, a groundbreaking product that blends everyday spending with digital asset investment by allowing cardholders to earn crypto-based cashback through routine purchases.
This innovative card, developed in partnership with Mastercard, enables users to accumulate “Coin享 Points” on every transaction, which can be converted into popular cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), and Tether (USDT). The move marks a significant step toward mainstream adoption of digital assets, lowering the entry barrier for consumers interested in crypto investing.
How the KGI Coin享 Card Works
Cardholders earn Coin享 Points based on their spending patterns:
- 1% back on general domestic spending
- 2% back on overseas transactions (with no foreign exchange fees)
- 3% back at designated merchants
By completing specific tasks—such as linking accounts or meeting spending thresholds—users can boost their rewards rate up to 7%, making it one of the most rewarding credit cards in the market.
👉 Discover how easy it is to turn daily spending into crypto investments.
Each Coin享 Point is equivalent to NT$1 in value, and can be redeemed directly for cryptocurrency via partnered exchanges. This seamless integration bridges traditional finance and the digital economy, encouraging more users to explore blockchain-based assets without complex onboarding processes.
Exclusive New User Bonus: 50% Extra Crypto Rewards
To incentivize adoption, KGI Bank is offering a limited-time promotion: new cardholders who redeem their points for crypto within the first year receive an additional 50% bonus in digital assets.
For example:
- 300 Coin享 Points = NT$300 value
- With the 50% bonus → NT$450 worth of cryptocurrency
This means users aren’t just saving—they’re effectively investing with every swipe.
Partnered Crypto Exchanges & Additional Incentives
The KGI Coin享 Card collaborates with three major local crypto platforms:
- BitoPro
- MAX Wealth
- BitstreetX (Sanchuan Tokens)
New users who open accounts on these exchanges and make any deposit will receive 5 USDT per platform, totaling up to 15 USDT in welcome bonuses.
Additionally, if users link their KGI Karry Digital Account as the funding source for these exchanges and complete verification tasks, they’ll earn another 6 USDT, further enhancing the value proposition.
These partnerships create a closed-loop ecosystem where spending, banking, and investing converge—making crypto access safer and more intuitive for average consumers.
Security, Design, and Collectibility
Beyond functionality, the KGI Coin享 Card stands out with its premium design. Utilizing patented LED light-guiding technology, the card emits a glowing star-chain pattern when tapped near a contactless reader. This eye-catching feature not only enhances user experience but also adds a collectible aspect.
Only 5,000 cards are being issued, adding scarcity and appeal for early adopters and fintech enthusiasts alike.
Promotional Giveaways: Win 666 USDT Monthly
To celebrate the launch, KGI Bank is running a monthly lottery during the promotional period. Every eligible transaction—whether domestic, international, or installment-based—grants one entry into a draw for 666 USDT. The more you spend, the higher your chances of winning.
This gamified reward system encourages consistent usage while introducing users to the concept of digital asset accumulation in a fun and engaging way.
Easy Application Process with MyData Integration
Applying for the KGI Coin享 Card is fast and paperless. Interested users can apply online through KGI Bank’s digital platform. By leveraging Taiwan’s MyData personal data service, applicants can instantly verify income and financial standing without submitting physical documents.
Applicants can also simultaneously open a KGI Karry Digital Savings Account, streamlining the entire onboarding process.
👉 Start building your crypto portfolio through everyday spending—apply today.
Why This Matters: Bridging Traditional Finance and Crypto
The introduction of the KGI Coin享 Card reflects a growing trend: the convergence of traditional financial services with blockchain technology. As global interest in digital assets rises, institutions are finding innovative ways to help consumers participate safely.
According to KGI Bank, this card aims to:
- Lower the barrier to crypto investment
- Promote financial literacy around digital assets
- Encourage responsible spending linked to long-term wealth building
- Provide a transparent and regulated pathway into crypto markets
By integrating rewards with real-world utility, the bank hopes to guide users from passive spending to active investing.
Frequently Asked Questions (FAQ)
Q: Which cryptocurrencies can I earn with the KGI Coin享 Card?
A: You can redeem your points for Bitcoin (BTC), Ethereum (ETH), or Tether (USDT) through partner exchanges.
Q: Is there a minimum redemption amount for crypto rewards?
A: The bank hasn't specified a minimum threshold, but redemptions are processed in point increments equivalent to NT$1 each.
Q: Are there annual fees for the KGI Coin享 Card?
A: Details about fees were not included in the initial announcement. It's recommended to check directly with KGI Bank for updated terms.
Q: Can I use this card outside Taiwan?
A: Yes, the card works globally via Mastercard and offers 2% rewards on overseas spending with no foreign transaction fees.
Q: How do I track my Coin享 Points balance?
A: Points can be monitored through KGI Bank’s mobile app or online banking portal after registration.
Q: Is my cryptocurrency reward safe once redeemed?
A: Once converted and transferred to your exchange account, standard security protocols of the respective platform apply. Using trusted exchanges like BitoPro or BitstreetX adds an extra layer of protection.
Final Thoughts: A Step Toward Mainstream Crypto Adoption
The KGI Coin享 Card isn’t just another rewards card—it’s a strategic gateway into the world of digital finance. By merging consumer credit with crypto incentives, KGI Bank is positioning itself at the forefront of financial innovation in Asia.
For those curious about cryptocurrency but hesitant to dive in directly, this card offers a low-risk way to begin accumulating digital assets passively. With attractive bonuses, strong partnerships, and a sleek design, it sets a new benchmark for what modern banking can look like.
👉 See how simple it is to start earning crypto—take the first step now.
Core Keywords:
crypto credit card, cryptocurrency rewards, Bitcoin cashback, Ethereum investment, USDT rewards, digital asset accumulation, blockchain banking, fintech innovation